Effective Date: July 8th 2025
Company: Deal Ready Fund
Email: [email protected]
These Terms of Service (“Terms”) govern your use of our website and application portal. By accessing this site, you agree to comply with these Terms.
1. Services Offered
Deal Ready Fund provides private lending options including—but not limited to—EMD loans, hard money loans, and transactional funding. Submitting a form does not guarantee approval or funding.
2. Eligibility
You must be 18 years or older and legally authorized to enter into financial agreements. By using this site, you confirm the information you provide is accurate and truthful.
3. No Guarantee of Loan
Submission of your information does not create a binding agreement. Loan terms, approvals, and funding decisions are subject to underwriting criteria and due diligence.
4. Communications Consent
By submitting your information, you agree to receive texts, calls, and emails from Deal Ready Fund for service updates and marketing purposes. You can unsubscribe anytime.
5. Intellectual Property
All content, logos, and materials on this website are the property of Deal Ready Fund. You may not reproduce or redistribute them without written consent.
6. Limitation of Liability
Deal Ready Fund is not liable for any direct, indirect, incidental, or consequential damages arising from your use of this site or services.
7. Governing Law
These Terms are governed by the laws of the State of [Insert State], without regard to conflict of law principles.
8. Modifications
We reserve the right to update or modify these Terms and the Privacy Policy at any time. Updates will be posted on this page.
We offer Fix & Flip, DSCR (Long-Term Rental), Short-Term Multi-Family, Long-Term Multi-Family, and Earnest Money Deposit (EMD) loans. If you’re flipping a single-family home, Fix & Flip is ideal. For long-term rental properties, the DSCR loan offers 30-year terms. Multi-family investors can choose short-term bridge loans or long-term holds. If you need fast funds for an earnest deposit, our EMD loan is the way to go. Not sure? Our team can guide you based on your goals and property type.
Pre-approvals are typically issued within 24 hours. The process starts with a short online application, followed by document verification (such as ID, credit score, and property details). Once reviewed, we issue terms and begin underwriting. Our goal is to fund your deal quickly and efficiently.
Eligibility depends on the loan type, but generally includes:
Minimum credit score of 650–680
Minimum property value (from $75K to $250K depending on product)
Experience not always required, but favorable
Non-owner-occupied or investment use
Our team will review your deal and advise you on the best options.
Rates are competitive and depend on your credit, property, and loan type.
Fix & Flip and Short-Term Multi loans generally have short-term, interest-only options.
DSCR and Long-Term Multi loans come with fixed-rate, 30-year terms.
We offer transparent terms with no hidden fees.
Yes! Most of our loan products offer flexible prepayment:
Fix & Flip and Short-Term Multi: No prepayment penalty
DSCR and Long-Term Multi: 0 to 5-year prepay options (varies by loan)
Check your term sheet for specifics.
If you anticipate missing a payment, contact us immediately. We may be able to help you restructure or refinance. Open communication is key—we’re here to support you, not penalize you. Late fees may apply depending on your agreement.
Applying is simple. Start online or schedule a call with our team. You’ll need:
Proof of identity
Credit score (soft pull or report)
Property address & details
Rehab budget (if applicable)
Proof of funds or experience (EMD only requires ID & deal terms)
We walk you through everything from application to close.