PRIVACY POLICY
Effective Date: July 8th 2025
Company: Deal Ready Fund
Email: [email protected]
Phone: (484) 623-6460
At Deal Ready Fund, your privacy is extremely important to us. This Privacy Policy explains how we collect, use, and protect your personal information when you visit our website and apply for financial services.
1. Information We Collect
When you use our site or submit a form, we may collect the following:
Name
Email address
Phone number
Organization name
Credit score range
Loan type and property type
Any other information you voluntarily provide
We may also collect anonymized data through cookies or tracking tools.
2. How We Use Your Information
We use the information you provide to:
Review and evaluate your loan inquiry
Contact you with offers, updates, and support
Send SMS/email notifications (with your consent)
Improve our services and marketing efforts
3. Sharing of Information
We do not sell or rent your information. We may share your data only with:
Trusted partners involved in evaluating your loan request
Technology platforms (like CRM and automation tools) solely for service delivery
Legal authorities if required to comply with laws or enforce policies
4. Text Messaging & Consent
By checking the consent box, you agree to receive SMS and email communication from Deal Ready Fund. Message frequency may vary. Msg & data rates may apply. Text HELP to (484) 623-6460 for assistance or STOP to unsubscribe at any time.
5. Data Security
We take industry-standard security measures to protect your data from unauthorized access, disclosure, or misuse.
6. Your Rights
You may:
Request a copy of the data we hold about you
Request correction or deletion of your personal information
Opt-out of marketing communications
To exercise these rights, contact us at [email protected].
Frequently Asked Questions
What types of loans do you offer, and how do I know which one is right for me?
We offer Fix & Flip, DSCR (Long-Term Rental), Short-Term Multi-Family, Long-Term Multi-Family, and Earnest Money Deposit (EMD) loans. If you’re flipping a single-family home, Fix & Flip is ideal. For long-term rental properties, the DSCR loan offers 30-year terms. Multi-family investors can choose short-term bridge loans or long-term holds. If you need fast funds for an earnest deposit, our EMD loan is the way to go. Not sure? Our team can guide you based on your goals and property type.
How quickly can I get approved for a loan, and what is the process like?
Pre-approvals are typically issued within 24 hours. The process starts with a short online application, followed by document verification (such as ID, credit score, and property details). Once reviewed, we issue terms and begin underwriting. Our goal is to fund your deal quickly and efficiently.
What are the eligibility criteria for obtaining a loan from your platform?
Eligibility depends on the loan type, but generally includes:
Minimum credit score of 650–680
Minimum property value (from $75K to $250K depending on product)
Experience not always required, but favorable
Non-owner-occupied or investment use
Our team will review your deal and advise you on the best options.
How do your interest rates compare to other lending institutions, and are they fixed or variable?
Rates are competitive and depend on your credit, property, and loan type.
Fix & Flip and Short-Term Multi loans generally have short-term, interest-only options.
DSCR and Long-Term Multi loans come with fixed-rate, 30-year terms.
We offer transparent terms with no hidden fees.
Can I repay my loan early without facing penalties?
Yes! Most of our loan products offer flexible prepayment:
Fix & Flip and Short-Term Multi: No prepayment penalty
DSCR and Long-Term Multi: 0 to 5-year prepay options (varies by loan)
Check your term sheet for specifics.
What happens if I miss a payment, and what options do I have if I’m struggling to make payments?
If you anticipate missing a payment, contact us immediately. We may be able to help you restructure or refinance. Open communication is key—we’re here to support you, not penalize you. Late fees may apply depending on your agreement.
How do I apply for a loan, and what documents do I need to provide?
Applying is simple. Start online or schedule a call with our team. You’ll need:
Proof of identity
Credit score (soft pull or report)
Property address & details
Rehab budget (if applicable)
Proof of funds or experience (EMD only requires ID & deal terms)
We walk you through everything from application to close.
