Build Wealth with Long-Term Rentals
Our Long-Term Rental program is built for investors looking to create steady cash flow and long-term equity through rental properties. Whether you’re acquiring your first rental or refinancing an existing portfolio, we offer competitive 30-year loans with flexible underwriting and fast closings. Preserve liquidity, lock in long-term rates, and build generational wealth—all with a lending partner who understands your investment goals.
Collateral:
Non-Owner Occupied 1-4 Family Real Estate; Condos; Townhomes; Planned Unit Development (PUD)
LTV:
Purchase:
Lesser of up to 80% of the As-Is Value or Up to 80% Loan-to-Cost
Refinance:
Up to 80% of the As-Is Value
Cash-Out:
Up to 75% of the As-Is Value
Amortization Options:
30-Year Fixed, Hybrid ARMS (5/1, 7/1, 10/1) & Interest-Only Options Available
Property Values:
“As Is” Appraised Value Must Be $115k or Greater
(Geographical Restrictions May Apply)
Loan Amount:
$75k – $2M
Debt Service Coverage Ratio (DSCR):
1.05
Minimum FICO:
660
Rates:
Starting at 5.75%
